Skip-A-Payment Request

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By clicking the box below you agree to DECU's Privacy Policy, Terms and Conditions, and agree to use electronic records and signatures.*

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Privacy Policy Terms and Conditions

Dominion Energy Credit Union is offering a Skip-A-Payment option for qualified loans.

Qualifications:

• All accounts with Dominion Energy Credit Union are current and in good standing.

• Loan payments have not been past due by 60 days or greater in the past year.

• Six (6) full loan payments have been paid on the loan for which the Skip-A-Payment is requested.

• The loan has a remaining balance of $1,000.00 or greater.

• One (1) Skip-A-Payment per loan per year is allowed.

Please check below if you understand and believe your loan meets the qualifications.*

Yes

Loan Information

Borrower’s Name (please print)*

First Name

Middle Name (optional)

Last Name

Suffix (optional)

Is there a co-borrower?*

Yes No

Co-Borrower’s or Guarantor’s Name (please print) *

First Name

Middle Name (optional)

Last Name

Suffix (optional)

Email Address

Daytime Phone #

Account Number

Requested Skip Month*

(Please allow 21 days to process)

Type of Loan (please check one and complete a separate form for each request)*

Vehicle Motorcycle Personal Boat Holiday

Other:

Vehicle Make/Model/Year*

By signing, the parties agree to the following terms of the Skip-A-Payment:

If your loan is paid through payroll deduction, the payment is deposited to your savings account rather than applied to your loan. It is available for withdrawal when you need it.
When a payment is skipped, finance charges will continue to accrue, and the next monthly payment will include finance charges from the skipped month.
The maturity date of your loan will be extended for one month, and the skipped payment may result in a larger final payment on your loan.
Any additional payments resulting from the exercise of the Skip-A-Payment feature may not be covered by GAP.
All other terms and conditions of your loan remain unchanged.
The application must be signed by both the borrower and any co-borrowers or guarantors and be received 21 days prior to the payment due date to be considered.

Borrower’s Signature*

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Borrower's Signature Date*

Co-Borrower’s/Guarantor’s Signature*

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Co-Borrower's/Guarantor's Signature Date*